How much can I borrow?
You can find out how much you may be able to borrow by filling in your mortgage repayments, interest rate, length of loan and your fees.
What can I borrow money for?
Approved applicants may borrow money for the following purposes:
- residential property
- residential investment property
- refinance an existing mortgage
- refinance an existing mortgage and consolidate your other debts
- consolidate existing debts
- car purchase
- home improvements
- household furnishings
What would my repayments be?
There are several options to make your repayments that are most convenient for you. You can: arrange an automatic regular repayment from a nominated account – weekly, fortnightly or monthly
When do mortgage payments start after settlement?
Your first mortgage payment comes due, one full month after the last day of the month in which your mortgage closed.
How can I pay my home loan sooner?
- Make extra repayments. If your home loan allows you to make extra repayments (check with your banker), increase to an amount suitable for you pay each month.
- Align repayments with your salary.
- Reduce your payments as a last resort.
- Use lump sums.
- Use a 100% offset account
Enter your details to find out how you can repay our home loan sooner.
What would my upfront costs be?
- Stamp Duty
- Transfer Fee
- Mortgage Registration fee
- Legal/Conveyance fees
- Mortgage application fees
- Lenders mortgage insurance
- Inspection fees
- Home, building and contents insurance
- Moving charges
- Connecting gas, electricity and telecommunications